Security for buyers

Your financial information

PayPal helps keep your transactions secure by not sharing your full financial information with sellers.

24/7 Monitoring

We monitor transactions 24/7. That should help you rest easy.

Secure technology

Our encryption help keeps your online transactions guarded from start to finish.

Fraud prevention

Contact us if anything seems suspicious so we can help you protect yourself from fraudulent charges against your account. We'll never ask for sensitive information in an email.

Dispute resolution

If theres a problem with a transaction, well put a hold on the funds until the issue is resolved. We investigate and stay involved every step of the way.

Purchase protection around the globe

Buy or sell around the globe. We process 25 currencies in over 200 markets to make sending, spending, and selling simple and secure.

Whats covered with PayPal Purchase Protection

  • You bought a book, but received a DVD
  • You bought an item described as new, but received something that was used
  • You purchased 3 items, but only received 2
  • The item was damaged during shipping
  • The item is missing major parts (that the seller didnt report)
  • You purchased an item described as authentic, but received a knockoff instead

Whats not covered with PayPal Purchase Protection

  • Real estate
  • Motorized vehicles
  • Custom-made goods that are significantly not as described
  • Industrial machinery
  • Prepaid cards
  • Items that violate our policies
  • Anything bought in person (not over the internet)
  • Send Money transactions to friends or family
  • Disputes filed more than 180 days after the purchase for item not received and significantly not as described claims
  • Unauthorized transaction claims reported more than 60 days after the transaction date of the transaction
  • Items that were described accurately by the seller

Account Protection

If you report an unauthorized transaction problem within 60 days from the transaction date, well investigate right away. You arent liable for unauthorized purchases made from your account.

Responsive Support

We're here to help. Tell us if you suspect strange activity, identity theft, or phishing and well be on the case. Help us by forwarding any suspicious emails to spoof@paypal.com so we can investigate.

You're Protected If:

1. You were charged for something you didn't purchase.

This may mean someone has used your PayPal account without your knowledge or approval. Report it within 60 days and PayPal will investigate. You will be covered by our $0 Liability for Eligible Unauthorized Transactions program.

2. Your order never arrives.

All you have to do is log in to your account and open a dispute to get the refund process started. If you made the purchase on eBay, start here instead.

3. Your order arrives, but it's significantly different than it was described.

There are a variety of scenarios that meet this condition, for instance:

  • You received a completely different item.
    Example: You purchased a book, but received a DVD.
  • The item is missing parts or features, and this was not disclosed.
    Example: The listing said batteries included, but they weren't.
  • You purchased a specific quantity of an item, but received the wrong amount.
    Example: You purchased five pairs of fuzzy dice and only received four.
  • The item was damaged en route to its destination.
    Example: You bought a beautiful antique lamp, and it arrived in pieces.
  • You received a counterfeit version of the item.
    Example: You purchased a Rolex, but received a Faux-Lex.

Refunds

If an order doesnt arrive or it doesnt match the description, well reimburse the full cost of eligible purchases plus original shipping.